Payment Options

Title

Last Updated: January 2025

Overview

Traditional Payment Methods

1. Credit/Debit Card

2. Bank Transfer

Financing Plans

3. Interest-Free Financing

4. Third-Party Financing

Customized Layaway Programs

Cryptocurrency

6. Digital Currency

Gift Cards

Our Commitment to Transparency & Security

Overview

At Say Yes By OMI, we understand that purchasing the perfect piece of jewelry is a significant investment, and we're committed to making the process as seamless and accessible as possible. That's why we offer a variety of payment options to suit your needs and preferences.

Traditional Payment Methods

1. Credit/Debit Cards

We accept all major credit and debit cards, providing you with the convenience and security of electronic payments.

2. Bank Transfer

This can be done through your online banking profile or if you visit your bank branch and ask the customer service to help you send a wire. Once you fill out this form on our website, you will be contacted via phone or email, given an invoice number, and emailed wire transfer details. Wire transfers are the most secure form of payment, and it is a required form of payment for international buyers outside of the Unites States. All orders paid for with wire transfer will receive a 3% discount. Say Yes By OMI typically receives domestic wire transfers the same business day before 2PM PST; international wire transfers about one to three business days to process. Once payment is received and cleared, your order will be shipped.

Financing Plans

3. Interest-Free Financing

We offer flexible financing plans with interest-free options, allowing you to spread out your payments over time without incurring additional costs.

4. Third-Party Financing

We have partnered with Affirm, Afterpay, Acima, & more in order to give you a simple way to make your purchase with no hidden fees. Provide some basic information and get a real time decision to split your purchase into monthly payments.

We've teamed up with Affirm to offer you an easy way to complete your purchase without any hidden fees. Qualify now by selecting Affirm at checkout and simply providing some basic information. You will receive an instant credit decision allowing you to split your purchase into manageable monthly payments. Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check & are provided by these lending partners. Options depend on your purchase amount, & a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. Click here for licenses and disclosures. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.

We’ve partnered with Afterpay to offer you a convenient way to purchase your favorite items without paying the full amount upfront. Split your purchase into four interest-free payments, payable every two weeks. How it works:

Add your items to the cart.
Select Afterpay at checkout.
Log in or create an Afterpay account—it's free and simple to join.
Your purchase will be split into four equal payments, interest-free.

Shop today, enjoy now, and pay over time with no hidden fees or surprises!

We've teamed up with Acima to offer you flexible payment options with no credit needed. If paid off within 90 days, the account will simply be closed for the amount financed. If paid off any time after 90 days, you may save 25% or more on all future payments. If paid off over 12 months, a flexible payment schedule tailored to coincide with your payroll dates will be set up. Apply now when you select Acima at checkout for a hassle-free financing solution and get started with an easy $50 initial payment. The approval process is simple, based on four easy questions about your income and banking history:

Income History: Do you have a three-month history with your current source of income?
Monthly Income: Do you deposit at least $1000 into your checking account each month?
Checking Account: Has your checking account been open for at least 90 days?
Checking Activity: Is your checking account free from NSFs, excess overdrafts, and negative account balances?

5. Customized Layaway Programs

If you prefer to pay for your jewelry in installments before taking possession of the item, our layaway program allows you to reserve your desired piece and pay gradually over a predetermined period.

Cryptocurrency

6. Digital Currency

For those who prefer the convenience and security of digital currency, we accept select cryptocurrencies as payment, providing a modern and secure alternative to traditional payment methods.

7. Gift Cards

Our gift cards make the perfect present for special occasions. Whether you're celebrating a birthday, anniversary, or holiday, give the gift of choice with a Say Yes By OMI gift card, redeemable toward any of our exquisite jewelry pieces.

Our Commitment to Transparency & Security

Regardless of the payment method you choose, you can trust that your transactions with Say Yes By OMI are secure and transparent. We prioritize the confidentiality and integrity of your financial information, ensuring a worry-free shopping experience every time.

Contact Us

If you have any questions about our payment options or need assistance selecting the right method for you, please don't hesitate to reach out to our friendly customer service team. We're here to help you bring your dream jewelry to life, one payment at a time.